Wonderful World of Coding – Computer Programming Camp For Kids!

Check out this 5 day camp which will teach kids real line level coding as they learn to work as part of a collaborative software team. Modern interactive workshop techniques are used to unlock creative energy keeping kids engaged and excited. This ensures healthy interaction that shapes how kids work alone and as part of a team. These are techniques used by professional software teams at companies of all sizes.
 Grades 3-12
June 8th-12th 9AM-12PM
June 22nd-26th 1PM-4PM
For Schedule and Registration click here.  
Open to the Public
Christ Our King-Stella Maris School
1183 Russell St
Mount Pleasant, South Carolina
29464
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February Specials At The Old Village Post House!

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 Be sure to swing by the OV Post House this month for their special deals including:

  •  Entrée specials for $20 and under* ·
  • $20 Maverick wines with the purchase of an entrée

Special Old Village Post House Inn rates*

  • $125-$140/night for the second floor
  • $148-$165/night for the third floor

(*Excludes SEWE weekend, February 13-15th)

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Dinner Nightly from 5:30pm

Lunch Available for Private Groups

Brunch Sunday 10am – 2pm

Reservations: (843) 388-8935

Location: 101 Pitt St. Mount Pleasant, SC 29464

Visit their website by clicking here. 

Tips For The First Time Home Buyers!

First time home buyer basic tips:

• Team up with a Professional Realtor, one who specializes in the market you are focused on. This can make all the difference and will help result in a transaction.
• Secure a reputable LOCAL lender. Take recommendations from your trusted Real Estate Agent, as they typically work with lenders who provide a smooth process and good experience for you, the buyer. The lender will “set the tone” for the purchase and this step should be done early in the process. .
• The lender will perform a credit check early in the game so you avoid any problems before they arise.
• Save down payment.
• Get a written pre-approval from your lender. In such a competitive Real Estate Market, being pre-approved will give you an advantage over other buyers.
• Learn ahead about all fees and closing costs so not to be surprised (ie, taxes, insurance, attorney fees, HOA fees, etc…) the lender will be able to provide you with a Good Faith Estimate, outlining these.
• Research the schools and communities. It is often a good idea to pick your school and location first.
• Figure out what you want out of a neighborhood (ie, walking to school, pools, parks, location, and proximity to downtown).
• Make a list of your home wish list, including “must haves” and “would be nice to have.”
• Only look at homes in your target price range.
• If possible try to limit to 3 to 5 showings per appointment. Otherwise, you get lost in a sea of homes and forget what you viewed.
• “It only takes one day to find the perfect home, and that is the day you walk in that homeJ”
• Finding the home is the fun part.
• Writing the offer and negotiating a price is a little fun too, but can be stressful. Be aware of multiple offer situations in this market and rely on your Realtor to help guide you along.
• Have the earnest money readily accessible in an account for when you submit the first offer.
• Seeing an inspection report can be scary, but no home has a perfect inspection. The inspector is required by law to note every little detail. A burnt light bulb can take up a few inches of the inspection paperwork. With that said, do not let the size of it scare you. Inspections are typically completed within 10 days of the agreed upon contract.
• Having the seller repair the major items on the list are considered a “re-negotiation”. Your agent will guide you when addressing these items.
• Once renegotiations are complete, you are on your way to closing.
• Keep open and timely communication with your lender- always respond promptly with signatures and emails.
• Closing attorney (Again, rely on your Realtor’s recommendations) does most of his/her work during the final week before closing. You will be put in touch with a paralegal at this point. He/she will walk you through the process as will your Realtor.
• Make sure to switch the utilities in your name the day before closing.

Terms to know:
Contract- and agreement between the buyer and seller about price and terms such as closing date, closing costs, financing terms, etc…
Ratified/Executed contract- Once terms are agreed upon and all signatures required from both parties are provided.
Earnest Money- The deposit that you make at the initial offer promising funds if you breach the contract. This money goes towards your purchase price at closing. Usually 1% of purchase price suffices.
Pre-approval letter- Your lender provides this paperwork after your initial consultation once your credit score passes.
CL100- a termite and moisture inspection completed during contract timeline in addition to the standard inspection. A lender will usually require this to be clear.
HUD- The Settlement Statement which outlines all fees related to the sales transaction.

Charleston City Market Features THE NIGHT MARKET Fri and Sat From 6:30-10:30pm

Did you know the Charleston City Market offers a Night Market?  Starting March 6th, be sure to check out the Night Market, where local artists and local food vendors create a festive street fair atmosphere inside the city’s most popular public attraction. Night Market hours are 6:30pm – 10:30pm every Friday and Saturday all year long.

Explore local artists, such as JK Designs during their evening market.  For customized orders and a detailed consult, you can reach Jessica jkdesignsjewelry.com

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