Low Mortgage Rates!

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Mortgage rates are LOW, LOW, LOW!  But how low will they go?  That’s the questions.  The benchmark 30-year, fixed-rate mortgage fell to 3.81 percent, down 16 basis points from a week ago, according to Bankrate’s weekly survey of large lenders.

“Mortgage rates plunged, along with bond yields, as the U.S.-China trade war escalated and fears of a global recession have increased,” says Greg McBride, CFA, Bankrate’s chief financial analyst.

So what does it mean?  By looking at the US 30 YR data provided by Feddie Mac, it’s easy to see that buyers can afford “more home” in 2019 vs the tail end of 2018.  If you are interested in learning more, let me know and I will connect you with one of my preferred lenders who will be happy to help.

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The Blue Porch Ceiling Mystery Solved!

When touring homes, one can’t help but notice this “uniquely Charleston” trend- the light blue porch ceiling!  Many assume it is meant to represent the color of the sky, but there is more to the tradition than meets the eye.

It’s no coincidence. You can find “haint blue” all over Charleston, whether on some of the most historic houses on the Battery, or new construction communities in Mt. Pleasant…  So, what’s it all about?

According to Charleston FYI:

Now mimicked by paint companies, the first-ever “haint blue” is said to have originated in Gullah Culture in the Carolinas hundreds of years ago. The Gullah Geechee people painted their doors, window frames, shutters, and their porch ceilings as a means of protection. The light blue is believed to have the power to protect homeowners by chasing away evil spirits or ghosts. While many hear this and are quick to judge, no one should be so certain in a city known for its historic, haunted streets.

Even for those that don’t believe in the spirits, the light blue also brings a charming touch to any porch. It is also said that blue paint is believed to keep bugs and birds from nesting. The blue resembles the color of the sky, a place bugs and birds wouldn’t naturally settle or nest.

Whether or not you believe in the evil spirits that may be roaming around the cobble-stone streets of Charleston, the shade known as “haint blue” can add a charming and peaceful accent to any porch, even outside of the Lowcountry. The next time you’re wandering around Downtown Charleston, remember to look up at the porch ceilings to witness true Lowcountry culture.

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Our Favorite Downtown Hotels

Located across from Marion Square and steps from King Street, this renovated former federal building exudes old world Charleston charm.
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Warm, upscale suites with full kitchens and complimentary room-in breakfast. Need I say more?!
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Perfectly located, this hotel is elegant and sophisticated with modern southern decor.
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This posh hotel is in a 1920s art deco building. A drink at their cocktail bar is a must!
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This art-filled boutique hotel in the French Quarter is conveniently located to many attractions. The best part of this hotel is the rooftop bar – stunning views of the city!
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2300 Beckenham Drive- Park West- Deep Water Dock

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DEEP WATER DOCK WITH 9 FEET AT LOW TIDE! Need I say more?!

Located in lovely Park West, you will love this custom Lowcountry home with dock on the Wando River, located on a private cul-de-sac in Masonborough. The panoramic water views along with Charleston charm make this home a one of a kind find! The home has a great layout for everyday living and entertaining with a formal dining room, living room, great room and an eat-in chef’s kitchen on the main floor. The master bedroom suite is also located on the main floor, with four large bedrooms and a flex space on the next level. High-quality craftsmanship abounds with luxurious features including Travertine and hardwood floors, multiple fireplaces, coffered ceilings, wainscoting, built-in cabinets, granite counters and so much more. The home also boasts many outdoorliving spaces including a covered front porch, deck, private backyard and a rooftop sundeck with panoramic views of the water.

Additional features of this stunning home include:

*Dual staircase leading to a grand front porch with columns, Travertine stone flooring, stunning mahogany French doors flanked with floor-to-ceiling shutters, tongue and groove ceiling and gas lanterns.

*2-story foyer with Travertine flooring, direct view of the water and sweeping staircase to 2nd floor *Travertine stone and Caribbean Walnut Hardwood flooring throughout main and upper level. Hand scraped hardwood and Travertine in lower level.

*Formal dining room with gas fireplace, wainscoting, coffered ceiling and French doors leading to front porch

*Formal living room/ library, currently being used as a billiards room, with wood-lined walls, built in cabinetry, coffered ceiling and 2nd gas fireplace

*Fully equipped Chef’s kitchen with commercial grade appliances – AGA stove and oven with pot filler, Sub-Zero refrigerator, and Dacor oven, warming drawer, microwave and wine cooler

*Amazing, over-sized back porch overlooking a very private back yard with water views, featuring Travertine floor, tongue and groove ceiling, with fans and gas lanterns

*First floor master bedroom with double doors leading to back porch *Spacious master bathroom with double sinks, walk-in, rain head shower, jacuzzi tub, double walk-in closets and stacked washer/ dryer

*Second floor with open loft/ flex space and four large bedrooms (two are en-suite and two share a Jack-n-Jill bath)

*Second floor laundry room with granite counter, wash sink and built in cabinetry

*Spiral stair case from second level porch to top sundeck with panoramic water views *Basement/ Garage level with 3 bay, 4 car garage and tons of storage.

*Lower level features a large family room with French doors that access the ground d level patio, built in cabinetry with sink and built in beverage cooler

*Outdoor kitchen includes crab pot filler and high output gas burner, cut out for a Big Green Egg, 5 burner gas grill and pot burner

*Pergola overlooking a fantastic oversized paver patio with in-ground fire feature! Perfect for year-round entertaining

*Adorable brick-walled home office which could be turned into a wine cellar *10 foot ceilings throughout, extensive trim and moldings, window box seats, wired for sound, Nest thermostat, central vacuum, wood shelves in closets, elevator shaft for all 3 levels

*The dock is accessible through an easement on the neighbor’s property with a shared walkway. The property has its own pier head and floater. Pilings can accommodate a boat lift. True deep water even at low tide, a rare find!

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MLS #18005225

Offered at $1,499,999

For more information, contact Jackie Kelly at 843.991.9111 or jackie@thecassinagroup.com

Thanks For Voting Me BEST REALTOR!

I am sincerely appreciative to all of you who voted for me as Best Realtor 2016!  This is a huge honor for a few reasons.  First, I know past clients voted for me, and that really makes this special!   Helping clients is what it’s all about!  So thank you to my clients, neighbors and friends who reached out to tell me you voted. Second, other Realtors voted for me as well.  That is AWESOME!  So much of what we do hinges on “relationships” and I just love that other Realtors would consider me worthy of their vote!   Lastly, as corny as this is (I am really getting into this “acceptance speech thing!”) I  want to thank my family, since I know my kids got off their video games long enough to login and vote for me!  It was a fantastic moment at the dinner table when I yelled out, “I WAS VOTED BEST REALTOR, PASS THE POTATOES!”  Thanks again guys, and simply put…. WOW!

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JUST SOLD!

I recently had the pleasure of helping my client buy his first new construction home in The Annex at Oyster Point! What a delightful process it was!

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If you haven’t already, you should check out Oyster Point. It is centrally located in Mount Pleasant – just minutes from Town Centre and Isle of Palms and situated overlooking Hamlin Sound and Gray Bay. It is truly gorgeous!

The Annex at Oyster Point features:

  • Beautiful paired homes offering a single family detached feel
  • Open floorplan
  • Huge garage space
  • Over 3 miles of multi-functional trails
  • State of the art amenity center featuring a fitness facility, 4 tennis courts, and a Junior Olympic zero entry swinning pool
  • Over 25% protected conservation land

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Reasons To Hire a Realtor

At some point in our lives, the majority of us are faced with the decision to sell our home. It is such a big and important decision. And with that, comes the thought… should I just sell it myself or hire a Realtor?

Here is the reality… Hiring a professional, full time, experienced Realtor can not only simplify the process, but can save you thousands of dollars in the long run.

Here are 7 reasons why hiring a Realtor is beneficial:

  1. Multiple Listing Service (MLS) Database – many buyers use the online MLS database as their number 1 source during the home-search process.
  2. Marketing Plan – While the MLS is a great starting point, many agents develop a marketing and advertising plan, including networking with other agents, to get your home sold.  A seasoned agent will tailor this to plan to your home!
  3. Attracting Buyers’ Agents – Many buyers’ agents are hesitant of showing a house without a listing agreement, even if the For Sale By Owner advertising promises a reasonable commission. There is risk involved when an agent works without the traditional contracts. Since most home buyers have an agent, listing your home FSBO excludes a large portion of your potential buyer base.
  4. Faster Results – Real estate agents know how to price homes correctly. Also, having a solid marketing plans increases the traffic to your home, which in return, increases your odds of a quick sale.
  5. Security – When selling your home FSBO, you are left with the decision to either leave strangers inside your home or showing the home yourself. Most FSBO homes are usually shown by the owner as the safer option. This is not an ideal situation for neither you nor the potential buyer as they don’t want to offend you with what they don’t like nor do they want to prejudice negotiations by telling you what they do like. Having an agent show your home for you allows for a neutral party presence.
  6. Negotiations –  Real estate agents can work with each other rather than directly with buyers and seller. They are able to distance themselves and keep emotional clients focused on the big picture, resulting in a compromise that pleases everyone.
  7. Closing – Buying and selling property is one of the largest transactions most families face and they don’t always run smoothly and without complications. It just makes sense to use a professional when dealing with complex legal documents.

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